5 Smart Reasons to Get Travel Insurance
For most Australians, travel has become a part of who we are these days. While 40% of Australians typically don’t leave the country, the majority of us do it far more often and travel internationally. We have become accustomed to planning and booking trips, gathering our documents and papers, and jetting off on some grand adventure. Covid-19 might have changed that for you right now, but it doesn’t mean that travel is out of the question in the near future.
Especially today, if you don’t already travel with additional coverage, it’s important to consider adding travel insurance to your list of essentials before packing for your next adventure.
Cancelled or Delayed Flights
Covid-19 has disrupted the entire travel industry, but nowhere is this drama more apparent worldwide, than in airports. New York, a year-round hot-spot for Aussies on tour has seen its incoming flight schedule decimated since the outbreak took hold in the United States. However, travel insurance can be leveraged to cover the cost of any cancellation or major delay that cuts into your holiday schedule. This way, you can book time off work, and travel with added peace of mind, knowing that you won’t have to fight with the airline or travel agent to get your money back if the flights are delayed, or there is a trip cancellation.
Injuries and Unexpected Medical Treatment
Another alluring aspect of travel insurance is in its coverage of unforeseen medical expenses. This is especially important for a weekend away to go on a hen do, or a lads’ holiday. You never can truly plan for the chaos that typifies one of these trips away, so adding the medical care into your travel insurance can save you from having to charge a trip to the A&E or pharmacy on your credit card. This can also provide a payout to your spouse or other loved ones in the unfortunate event of accidental death.
If you’re traveling in the U.S. remember that you may need to add an additional premium for health insurance, but it is a minor expense that is worth every penny. Nightlife is the key to the south of the U.S. of A, so live it up in Vicksburg, New Orleans, or Dallas knowing you’ve got your coverage behind you.
There’s nothing worse than arriving at your travel destination, and realizing that the baggage containing your clothes and belongings didn’t. Unfortunately, lost luggage is a more common problem than you might think. Fortunately, your travel insurance policy covers this too. With coverage, you can get a lump sum for your lost baggage and contents in order to buy replacements and swiftly get on with enjoying your trip.
Robberies and Theft
While lost luggage is terrible, even worse is the thought of theft, regardless of whether that is on the street or from your hotel room. Whilst these are rare but unfortunate realities of travel, most travel insurance policies will help you set your affairs back in order without too much hassle, should you be the victim of a robbery. You’ve got it all covered, so you can focus on your trip and spending quality time with your friends or loved ones.
Damage Caused by You
Finally, travel insurance also protects you from liability in the event that you cause damage to someone else’s property. Think of this in terms of your car insurance. You hope to never need it, but in the event that you inadvertently cause someone else any damage or harm, it’s there to protect you from what could amount to significant financial drama.
Thinking about adding a level of coverage for your next trip should be your top priority. It will give you peace of mind, knowing that whatever the world might through at you, you’ve got it covered. Aussies have become world nomads, but with trip insurance, you can keep on traveling without the extra worries that follow so many other travelers around, wherever they go.